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ONLINE BANKING

Privacy Policy

What Does Lyndon State Bank Do With Your Personal Information?

Rev. Date 12/2010

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Income
  • Account Balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice. 
How? All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Lyndon State Bank chooses to share; and whether you can limit this sharing. 
Reasons We Can Share Your Personal Information Does Lyndon State Bank Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes  
For our marketing purposes
to offer our products and services to you
No  
For joint marketing with other financial companies No  
For our affiliates’ everyday business purposes
information about your transactions and experiences
No  
For our affiliates' everyday business purposes-
information about your creditworthiness
No
For our affiliates’ to market to you No  
For nonaffiliates to market to you No  
Questions Call us at 785-828-4411 or go to www.lyndonstatebank.com 
Who We Are
Who is providing this notice? Lyndon State Bank 
What We Do
How does Lyndon State Bank  protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, and secured files and buildings.
How does Lyndon State Bank  collect my personal information? We collect your personal information, for example when you
  • Open an account or deposit money;
  • Pay your bills or apply for a loan;
  • Use your credit or ATM card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness;
  • Affiliates from using your information to market to you;
  • Sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Lyndon State Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Lyndon State Bank does not share with non affiliates. 
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Lyndon State Bank does not jointly market. 
Other Important Information