Personal Savings

Please call for updated interest rates 

Hometown Savings

• $10 minimum to open account
  
• $5 per month fee if the account drops below $100 (fee waived if over 65 or minor child)
  
• 12 free withdrawals per statement cycle, then $1 each thereafter
  
• Variable interest rate
  
  • The rate may change after the account is opened
    
  • Fees could reduce earnings on account
•  Interest paid annually on October 1st

Hometown Sterling

• $1000 minimum to open account
• Step-up interest rates for following tiers
  - $0-$999
  - $1,000-$9,999
  - $10,000-$24,999
  - $25,000 and over
• Variable interest rate
  • The rate may change after the account is opened
    
  • Fees could reduce earnings on account
    
• $5 per month fee if the account drops below $1000
• 12 free withdrawals per statement cycle, then $1 each thereafter

Christmas Club

• $10 minimum to open account
  
• Interest paid annually
  
• Account balance dispersed in November
  
• Variable interest rate
  • The rate may change after the account is opened
  • Fees could reduce earnings on account