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ONLINE BANKING

Savings

Hometown Savings

  • $10 minimum to open account
  • $5 per month fee if the account drops below $100 (fee waived if over 60 or minor child)
  • 12 free withdrawals per statement cycle, then $1 each thereafter
  • Variable interest rate; paid annually October 1st
  • The rate may change after the account is opened
  • Fees could reduce earnings on account


Hometown Sterling

  • $1000 minimum to open account
  • $10 per month fee if the account drops below $1000
  • 12 free withdrawals per statement cycle, then $1 each thereafter
  • Variable interest rate; paid annually October 1st
    - Interest rates vary according to the following tiers:
    - $0-$999
    - $1,000-$9,999
    - $10,000-$24,999
    - $25,000 and over
  • The rate may change after the account is opened
  • Fees could reduce earnings on account


Christmas Club

  • $10 minimum to open account
  • Interest paid annually
  • Account balance dispersed in November
  • Variable interest rate
  • The rate may change after the account is opened
  • Fees could reduce earnings on account