Personal Savings
  
    
      
        
          
          
              Please call for updated interest rates effective 1-11-2023
Hometown Savings
- $10 minimum to open account
 
- $5 per month fee if the account drops below $100 (fee waived if over 60 or minor child)
 
- 12 free withdrawals per statement cycle, then $1 each thereafter
 
- Variable interest rate; paid annually October 1st
 
- The rate may change after the account is opened
 
- Fees could reduce earnings on account
 
Hometown Sterling
- $1000 minimum to open account
 
- $5 per month fee if the account drops below $1000
 
- 12 free withdrawals per statement cycle, then $1 each thereafter
 
- Variable interest rate; paid annually October 1st 
- Interest rates vary according to the following tiers:
- $0-$999
- $1,000-$9,999
- $10,000-$24,999
- $25,000 and over 
- The rate may change after the account is opened
 
- Fees could reduce earnings on account
 
Christmas Club
- $10 minimum to open account
 
- Interest paid annually
 
- Account balance dispersed in November
 
- Variable interest rate
 
- The rate may change after the account is opened
 
- Fees could reduce earnings on account