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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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ONLINE BANKING

Personal Checking

Our wide variety of account types have been specifically designed to meet all of your financial needs. Call or stop by for more information.


Hometown Free
  • $100 minimum to open account
  • Free LSB Online/Mobile Banking
  • Unlimited check writing
  • Free Debit Card
  • Free E-Statements
Optional:
  • Paper Statements $5 (imaged statements not available)
 
Hometown Bronze
  • $100 minimum to open account
  • Free LSB Online/Mobile Banking
  • Unlimited check writing
  • Free Debit Card
  • Free E-Statements
    • Free imaged E-statement 
Optional:
  • Paper Statements $5 (imaged statements not available)


Hometown Senior 65
  • **Requirement: Monthly direct deposit**
  • $100 minimum to open account
  • One free box of checks per year
  • No minimum balance requirements
  • Unlimited check writing
  • Free Debit Card
  • Free Online/Mobile Banking



Interest Bearing Checking Accounts

Please call for updated interest rates
Hometown Silver
  • $1000 minimum to open account
  • Unlimited check writing
  • Free Debit card
  • Variable interest rate
  • Free Online/Mobile Banking
  • $5 monthly fee if balance drops below $1000 
Optional:
  • Imaged checks returned in statement; $5 per month


Hometown Money Market 
  • $2500 minimum to open account
  • Limited to 6 debits, three by check, per statement cycle, $5 each debit thereafter
  • Free Debit card
  • Free Online/Mobile Banking
  • $10 monthly fee if balance drops below $2,500
  • Free imaged checks returned in monthly statement
  • Tiered variable interest rate


Guard against accidental overdrafts with our overdraft protection program. Funds in $100 increments will be transferred from your savings or checking account to cover overdrafts for a small $2 per transfer fee.