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ONLINE BANKING

Personal Checking

Our wide variety of account types have been specifically designed to meet all of your financial needs. Call or stop by for more information.


Hometown Free

  • $100 minimum to open account
  • Unlimited Check writing
  • No minimum balance requirements
  • Free LSB Online/Mobile Banking
  • Free Mobile Banking with Remote Deposit
  • Paper Statements $5, Free if signed up for E-Statements
Optional:
  • Free Debit Card
  • Imaged checks returned in statement; $6 per month


Hometown Student
  • $25 minimum to open account
  • Free LSB Online/Mobile Banking
  • Free Debit Card
  • Free Mobile Banking with Remote Deposit
  • At age 23 this account will convert to Hometown Free, unless owner provides proof of enrollment.


Hometown Bronze

  • $100 minimum to open account
  • Unlimited check writing
  • Free LSB Online/Mobile Banking
  • Free Debit Card
  • Free Mobile Banking with Remote Deposit
  • If balance drops below $300, there is a $6 per month and 15¢ per debit transaction fee


Hometown Senior 60

  • Requirement: Monthly direct deposit
  • $100 minimum to open account
  • One free box of checks per year
  • No minimum balance requirements
  • Unlimited check writing
  • Free Debit Card
  • Free Money Orders
  • Free Online/Mobile Banking
  • Free Switch Kit


Hometown Fresh Start Checking
  • $100 minimum to open account
  • $20 opening fee
  • $12 a month fee with paper statements
  • $10 a month fee with E-statements
  • Debit card issued after 6 months of no overdrafts
  • Can move to Hometown Free after 12 months of no overdrafts



Interest Bearing Checking Accounts

Hometown Silver

  • $1000 minimum to open account
  • Unlimited check writing
  • Free Debit card
  • Free Money Orders
  • No charge for LSB Online/Mobile Banking
  • Variable interest rate
  • $6 monthly fee if balance drops below $1000


Hometown Money Market 

  • $2500 minimum to open account
  • Free Money Market checks
  • Limited to 6 debits per statement cycle, $5 each debit thereafter
  • Free Debit card & Money Orders
  • No charge for LSB Online/Mobile Banking
  • $10 monthly fee if balance drops below $2,500
  • Free imaged checks returned in monthly statement
  • Tiered variable interest rate


Guard against accidental overdrafts with our overdraft protection program. Funds in $100 increments will be transferred from your savings or checking account to cover overdrafts for a small $2 per transfer fee.