• ONLINE BANKING
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    Personal Checking
    Our wide variety of account types have been specifically designed to meet all of our financial needs. Call or stop by for more information. 
     
    Hometown Free 
    $100 minimum to open account 
    Free Starter Pak of checks 
    Unlimited Check writing 
    No minimum balance requirements 
    No charge for LSB Online Banking 
    Free Voice Response 
    Optional:  
      Debit Card $1 per month, per card (waived if aged 60+) 
      Imaged checks returned in statement; $6 per month 
     
    Hometown Student 
    $25 minimum to open account 
    Free Starter Pak of checks 
    Free LSB Online Banking 
    Free Debit Card (student only, non-student co-owner: $1 per mo) 
    At age 23 this account will convert to Hometown Free, unless owner provides proof of enrollment. 
     
    Hometown Bronze 
    $100 minimum to open account 
    Free Starter Pak of checks 
    Unlimited check writing 
    Free LSB Online Banking 
    Free Debit Card 
    Free Voice Response 
    If balance drops below $300, there is a $6 per month and 15ยข per debit transaction fee 
     
    Hometown Senior 60 
    Requirement: Monthly direct deposit  
    $100 minimum to open account 
    One free box of checks per year 
    No minimum balance requirements 
    Unlimited check writing 
    Free Debit Card (over 60 only, if co-owner is under 60: $1 per mo) 
    Free Money Orders 
    Free Voice Response 
    Free Online Banking 
    Free Switch Kit 
     
     
     
      Interest Bearing Checking Accounts 
     
    Hometown Silver 
    $1000 minimum to open account 
    Free Starter Pak of checks 
    Unlimited check writing 
    Free Debit card 
    Free Money Orders 
    Free Voice Response 
    No charge for LSB Online Banking 
    Variable interest rate 
    $6 monthly fee is balance drops below $1000 
     
    Hometown Gold 
    $2500 minimum to open account 
    Free Hometown Gold checks 
    Limited to 6 debits per statement cycle, $5 each debit thereafter 
    Free Debit card & Money Orders 
    No charge for LSB Online Banking 
    $10 monthly fee if balance drops below $2,500 
    Imaged checks returned in monthly statement 
    Variable interest rate 
     
    Hometown Platinum 
    $25,000 minimum to open account 
    Free Hometown Platinum checks 
    Limited to 6 debits per statement cycle, $5 each debit thereafter 
    Free Debit card & Money Orders 
    No charge for LSB Online Banking 
    $10 monthly fee if balance drops below $25,000 
    Imaged checks returned in monthly statement 
    Variable interest rate 
     
    Hometown Titanium 
    $100,000 minimum to open account 
    Free Hometown Titanium checks 
    Limited to 6 debits per statement cycle, $5 each debit thereafter 
    Free Debit card & Money Orders 
    No charge for LSB Online Banking 
    $10 monthly fee if balance drops below $100,000 
    Imaged checks returned in monthly statement 
    Variable interest rate 
     
     
    Guard against accidental overdrafts with our overdraft protection program. Funds in $100 increments will be transferred from your savings or checking account to cover overdrafts for a small $2 per transfer fee. 
     
     
     


     
    Electronic Deposit Insurance Estimator (EDIE) 

    FDIC
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